Refund and Cancellation Policy

This Refund and Cancellation Policy outlines the terms under which Kompanija broj 4 d.o.o. ("We," "Us," or "Our") handles subscription cancellations and refunds for the Risklet.com Service.

1. Subscription and Billing

All services are provided on a subscription basis. Fees are billed in advance on a monthly or annual cycle as specified in your ordering document.

2. Cancellation Policy

You may cancel your subscription at any time by providing written notice to Us. The cancellation will take effect at the end of the current billing cycle. You will continue to have access to the Service until the end of your prepaid subscription period.

3. Refund Policy

3.1. General

Subscription fees are non-refundable. We do not provide refunds or credits for any partial subscription periods or unused services. This policy is standard for many B2B SaaS providers due to the nature of the services rendered.

3.2. Termination for Cause

If you terminate your subscription due to a material breach of the Terms of Service by Us that remains uncured for thirty (30) days after you provide written notice of such breach, We will issue a prorated refund for any prepaid, unused fees covering the remainder of the subscription term.

3.3. No Refunds for Non-Use

We are not obligated to issue refunds for subscriptions that are cancelled due to non-use of the Service.

4. Policy Modifications

We reserve the right to modify this Refund and Cancellation Policy at any time. Any changes will be effective immediately upon posting the revised policy on our website.